We love transferable credit card points right here at TPG.
The power to switch your rewards to a variety of airline and hotel loyalty programs at a second’s discover supplies precious flexibility to maximise your journey. You are not locked right into a single redemption scheme as you intend your journeys. If you cannot discover the seats obtainable in a single program, you may select one other program earlier than transferring any bank card factors. If a program devalues its foreign money with out discover, you may swap to a unique program to your subsequent factors switch.
With dozens of various switch prospects, it may be troublesome to recollect simply what number of choices you might have.
This is a helpful information that breaks down which bank card factors could be transferred to which airline and lodge packages — together with their respective switch ratios. We additionally listing our valuation for every switch associate so you will get one of the best worth to maximise your hard-earned factors.
Associated: What are points and miles worth? TPG’s current monthly valuations
Airline switch companions
Citi ThankYou Rewards factors additionally switch to Virgin Crimson (airways and motels) at a 1:1 ratio.
There are just a few necessary notes to focus on relating to these switch companions:
- Many transfers are instantaneous, although it is best to take a look at our guides to switch instances for American Express, Bilt, Capital One, Chase, Citi and Wells Fargo for extra particulars.
- Avios can be transferred between British Airways Government Membership, Iberia Plus, Aer Lingus AerClub, Finnair Plus and Qatar Airways Privilege Membership accounts in any course at a 1:1 ratio.
- Transfers from Bilt or Capital One to Virgin Atlantic occur through Virgin Red. Wells Fargo transfers could be made to Flying Membership or Crimson.
- Applications often provide switch bonuses — which we spotlight in our often up to date guide to transfer bonuses.
Lastly, apart from EVA Air Infinity MileageLands and Finnair Plus, you may transfer Marriott Bonvoy points to all airline companions listed above at a price of three Bonvoy factors to 1 airline level or mile. You’ll obtain an extra 5,000 airline factors or miles for each 60,000 Bonvoy factors transferred, besides with the next airline packages: American AAdvantage, Avianca LifeMiles and Delta SkyMiles. Moreover, United MileagePlus awards 10,000 bonus miles for each 60,000 factors transferred.
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Associated: Should you transfer hotel points to airline partners?
Lodge switch companions
As with transfers to airline companions, most transfers to lodge companions are instantaneous, although you may learn extra in our beforehand talked about guides to switch instances for Amex, Bilt, Capital One, Chase, Wells Fargo and Citi.
Methods to earn transferable factors
One of the simplest ways to earn transferable bank card factors is with the best bank card. This is a take a look at your finest choices.
American Categorical Membership Rewards
These are the preferred playing cards that earn American Express Membership Rewards factors:
It’s also possible to earn Amex points by signing up for Rakuten and setting your incomes desire to Membership Rewards factors as a substitute of money again.
The knowledge for the American Categorical Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Bilt Rewards
Bilt provides one bank card, the Bilt Mastercard®. Cardmembers earn rewards on hire funds (as much as 100,000 Bilt Factors in a calendar yr), 2 factors per greenback spent on journey (airfare, motels, cruises and rental vehicles) and three factors per greenback spent on eating. It’s worthwhile to make at the least 5 transactions every assertion interval to earn factors (see rewards and benefits). Better of all, the Bilt Mastercard has no annual price (see rates and fees).
TPG founder Brian Kelly is a Bilt adviser and investor.
Associated: Bilt Rewards program: Guide to earning points on rent, dining and more
Capital One miles
Listed below are the playing cards that presently earn transferable Capital One miles:
The knowledge for the Capital One Spark Miles Choose for Enterprise card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Chase Final Rewards
Listed below are the playing cards that earn totally transferable Chase Ultimate Rewards factors:
Nonetheless, when you have considered one of these playing cards, you may also combine your rewards from cash-back cards just like the Chase Freedom Flex® and the Chase Freedom Unlimited® right into a single account, successfully changing these cash-back earnings into totally transferable Final Rewards factors.
Citi ThankYou Rewards
Citi ThankYou Rewards has 18 airline and lodge switch companions. At present, solely a single card is out there that provides transfers to all of those packages: the Citi Strata Premier℠ Card (see rates and fees). Observe that should you’re nonetheless holding on to the Citi Prestige® Card, which is now not open to new candidates, you even have the total switch advantages.
Nonetheless, as with Chase Final Rewards factors, you may mix your Citi ThankYou Rewards factors in a single account for choose merchandise. This lets you successfully convert your fixed-value earnings from playing cards just like the Citi Rewards+® Card (see rates and fees) or the Citi Double Cash® Card (see rates and fees) into totally transferable ThankYou factors.
The knowledge for the Citi Status has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Wells Fargo Rewards
Although Wells Fargo offers multiple credit cards, together with a number of that earn cash-back rewards, you may presently solely earn transferable Wells Fargo Rewards factors with the next playing cards:
Backside line
Many switch choices can be found among the many 5 main bank card loyalty packages. Transferable factors are usually extra precious than any single airline or lodge level or mile due to the added flexibility of selecting the place to ship your rewards — and when to do it.
Bookmark this cheat sheet so you understand your choices when making use of to your subsequent transferable points-earning credit card or deciding in your subsequent redemption.
For charges and costs of the Bilt Mastercard, click on here.
For rewards and advantages of the Bilt Mastercard, here.
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