3 reasons why the Marriott Bonvoy Boundless is worth the $95 annual fee

Resort bank cards are sometimes ignored when in comparison with their airline card counterparts.

Mid-tier resort playing cards, with annual fees of up to $100, could be an extremely priceless addition to any pockets, whether or not you are an rare traveler, a street warrior or a nonstop jet-setter.

These playing cards are likely to have comparatively low annual charges but can present outsize worth within the type of award nights, elite standing, elevated incomes potential and different perks.

The Marriott Bonvoy Boundless® Credit Card is Marriott’s mid-market private card choice, issued by Chase.

New cardholders can earn a $150 assertion credit score after making the primary buy within the first 12 months from account opening on prime of 100,000 bonus factors after spending $3,000 on purchases within the first three months from account opening.

Listed below are three different causes to contemplate making use of for the Bonvoy Boundless card.

Annually, upon account renewal, cardholders obtain an award night time certificates legitimate at Marriott resorts valued at as much as 35,000 Bonvoy points a night.

Whilst you definitely cannot redeem this certificates all over the place, there are millions of choices at 35,000 factors an evening or much less. TPG’s February 2025 valuations peg the worth of 35,000 Marriott factors at $298, which is greater than 3 times the $95 annual charge.

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With Marriott’s switch to dynamic pricing in 2022, you could discover it more durable to make use of these certificates, particularly throughout high-demand durations. Nevertheless, you’ll be able to mix a certificates with up to 15,000 points out of your account to „improve“ to a higher-priced award room, which ought to enable for some added flexibility.

Associated: 7 great uses of Marriott 35,000-point free night certificates

Much like different mid-tier resort playing cards from Hilton and Hyatt, Marriott affords automated elite standing with the Bonvoy Boundless.

The Bonvoy Boundless card comes with automatic Bonvoy Silver status. Whereas that’s Marriott’s lowest tier and will not earn you lavish perks akin to suite upgrades, it can nonetheless get you a ten% factors bonus, late checkout and free Wi-Fi.

As well as, that will help you jump-start your approach to larger tiers of standing (akin to Gold and Platinum), this card robotically offers you 15 elite night time credit per calendar yr. It’s also possible to earn a further credit score towards elite standing for each $5,000 you spend on the cardboard.

Even higher, you may get one set of elite night time credit from a Marriott private card and yet one more set of elite night time credit from a Marriott business card, just like the Marriott Bonvoy Business® American Express® Card. Combining the Boundless with the enterprise card would earn you Gold standing — and place you simply 20 nights away from Platinum.

TPG staffers are additionally followers of the advantages that include the Bonvoy Boundless. Senior author Katie Genter says:

The Marriott Bonvoy Boundless card is a straightforward selection for me to resume every year. In alternate for its $95 annual charge, I get 6 factors per greenback spent after I use my card at resorts taking part in Marriott Bonvoy, a free night time award legitimate for an evening at a property with a redemption stage of as much as 35,000 factors yearly after your account anniversary, 15 elite night time credit every calendar yr towards larger tiers of Marriott Bonvoy standing and extra. However truthfully, the free night time award legitimate for an evening costing as much as 35,000 factors gives sufficient worth to justify the cardboard’s annual charge, so I anticipate to maintain this card for the long run.

Associated: Does it make sense to hold multiple Marriott Bonvoy credit cards?

Journey and baggage insurance coverage protection

The Bonvoy Boundless card additionally comes with a strong set of journey and baggage safety advantages that turn out to be useful within the unlucky occasion that a few of your belongings get misplaced. These are typically perks that you do not really feel such as you want — till one thing goes flawed.

With baggage delay insurance, Chase might reimburse you for important purchases as much as $100 a day for as much as 5 days. And if a bag is lost, Chase might cowl you for as much as a whopping $3,000 per passenger.

With trip delay reimbursement, in case you are touring on a typical provider that’s delayed by greater than 12 hours or requires you to remain in a single day, Chase might reimburse you for incidentals like meals or lodging, as much as $500 per ticket.

Observe that these protections solely apply if you happen to cost your journey to the cardboard and submit a proper declare for reimbursement. However, this can be a stable set of protections for a card with a $95 annual charge.

Associated: Credit card travel insurance: When it will and won’t help

A stable welcome bonus and numerous perks that may simply be value a whole lot of {dollars} make the Marriott Bonvoy Boundless properly value its $95 annual price ticket.

Observe that Chase restricts entry to the Bonvoy Boundless bank card with its 5/24 rule. The issuer probably will not approve you for the cardboard if you happen to’ve opened 5 or extra private bank cards throughout all issuers within the final 24 months. Moreover, there are Marriott-specific guidelines with regards to eligibility for any new Bonvoy bank card, so you will wish to be sure you’re eligible earlier than you apply.

Nevertheless, with resort costs remaining excessive and the Boundless card providing a terrific welcome bonus, now is a superb time to use if you happen to do qualify.

Apply right here: Marriott Bonvoy Boundless Credit Card

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