Marriott Bonvoy Bountiful credit card review: Full details

* Card rating is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Marriott Bonvoy presents a spread of cobranded playing cards, with annual charges starting from $0 to $650 yearly. The Bountiful card sits in the course of the vary of annual charges on Marriott bank cards, with an annual payment of $250.

The Bonvoy Bountiful is comparable to the Marriott Bonvoy Bevy™ American Express® Card, which additionally has an annual payment of $250 (see rates and fees).

Cardholders get pleasure from complimentary Marriott Gold Elite standing, larger incomes charges for resort purchases and an annual free evening award in the event that they hit a spending threshold. We advocate candidates have a credit score of no less than 670 to extend their probabilities of approval.

Let’s evaluation the small print of the Marriott Bonvoy Bountiful card that will help you determine if it is a match in your pockets.

The knowledge for the Marriott Bonvoy Bountiful card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Based mostly on TPG’s March 2025 valuations, Marriott Bonvoy factors are price 0.7 cents every, making the 85,000-point welcome bonus price $595.

As a Chase-issued card, be sure to are beneath the infamous 5/24 rule. In any other case, you can be routinely declined. Remember the fact that Marriott has their own restrictions as properly, so double-check that you just’re good to go there earlier than making use of.

See additionally: The ultimate guide to credit card application restrictions

Marriott Bonvoy Bountiful advantages

The Bonvoy Bountiful card presents some perks that would make it worthwhile for some vacationers:

• Marriott Gold Elite standing: Main cardholders (approved customers aren’t included) obtain automatic Marriott Gold Elite status so long as the account is open. Essentially the most worthwhile advantages of Gold Elite standing are upgrades to enhanced rooms (when obtainable) and a 25% factors bonus on resort spending. Whereas many resort bank cards provide a option to spend your method towards larger standing ranges, that is noticeably absent on the Marriott Bonvoy Bountiful card.
• Annual free evening award by way of spending: Once you spend no less than $15,000 on eligible purchases in a calendar yr, you may earn a free evening certificates that may cowl a one-night keep costing as much as 50,000 factors. Sure inns have resort charges.
• Elite evening credit: Once you maintain the Bountiful card, you may routinely obtain 15 elite qualifying evening credit per yr. This profit could be stacked with the nights you earn with a Marriott enterprise card, which is able to put you 60% of the way in which to Platinum Elite standing.
• Bonus factors on every keep: Cardholders obtain 1,000 bonus factors on every eligible keep at inns and resorts taking part within the Marriott Bonvoy program. This equals an additional $7.00 price of factors primarily based on TPG’s March 2025 valuations.
• Journey protections: This card presents trip delay insurance for journeys delayed by greater than 12 hours as a consequence of a lined cause whenever you pay for no less than a part of your journey with the Bountiful card (which incorporates paying the taxes and charges in your flight award redemption). You may additionally get pleasure from baggage delay insurance, misplaced baggage reimbursement, secondary car rental loss and damage insurance, roadside dispatch providers (pay per use), journey accident insurance coverage and journey emergency help providers, which might join you to emergency service suppliers throughout a time of want. Word that there could also be fees for these providers when supplied by third events.
• Purchasing protections: Purchases made with the cardboard can get 120 days of purchase protection (as much as $500 per declare and as much as $50,000 per account) for theft, harm or lack of new gadgets and as much as one yr of extended warranty coverage on warranties of three years or much less on lined purchases worldwide (as much as $10,000 per declare and as much as $50,000 per account).
• Complimentary DashPass: Cardholders additionally obtain a complimentary one-year DashPass membership for DoorDash when the profit is activated by Dec. 31, 2027.

Associated: Is the Marriott Bonvoy Bountiful annual fee worth it?

All that stated, it is price mentioning what’s absent within the perks and advantages. In brief, the cardboard is lacking a wide range of issues which are continuously discovered on playing cards with the identical (and even decrease) annual charges. This consists of:

The Marriott Bonvoy Bountiful has comparable incomes charges to different Marriott bank cards, such because the Marriott Bonvoy Brilliant® American Express® Card and Marriott Bonvoy Boundless® Credit Card. Nevertheless, there are some notable variations.

For starters, Bountiful cardholders can earn 6 Marriott Bonvoy factors per greenback spent on purchases at inns taking part within the Marriott Bonvoy program, which competes with most different Marriott cobranded playing cards.

Cardholders also can earn 4 factors per greenback spent at eating places worldwide and grocery shops (on the primary $15,000 per yr in mixed purchases, then 2 factors per greenback spent after reaching this restrict). All different purchases will earn 2 factors per greenback spent.

As a result of TPG’s March 2025 valuations peg Marriott Bonvoy factors at 0.70 cents apiece, this implies you get a 4.2% return at Marriott properties, a 2.8% return for the primary $15,000 spent at eating places and supermarkets and a 1.4% return for all different purchases.

That is first rate for loyal Marriott vacationers who need to increase their balances of Bonvoy factors, nevertheless it’s price noting that other cards can provide a better option for incomes rewards on non-bonus spending classes.

As well as, the Bountiful card is lacking bonuses for different fashionable varieties of spending (like gas and airfare), so chances are you’ll need to look elsewhere for purchases that fall exterior the above classes.

Associated: Best ways to earn Marriott Bonvoy points

When it comes time to use your Marriott points, many choices exist. Usually talking, one of the best redemption is totally free resort stays. Marriott’s international portfolio has roughly 10,000 properties spanning 30 manufacturers in 141 nations. The vary is kind of broad, from price range spots like TownePlace Suites to higher-end manufacturers like J.W. Marriott and Luxurious Assortment.

A number of the most luxurious places are all-suite — just like the St. Regis Maldives — whereas others provide all-inclusive experiences, just like the Al Maha Resort within the desert exterior Dubai. A few of Marriott’s top-tier properties can attain 100,000 factors (or much more) per evening.

That is quite a lot of factors to make use of, however when you think about the truth that room charges can attain $1,500 per evening, that would supply a redemption worth properly above our March 2025 valuation of Marriott factors.

Nevertheless, keep in mind that Marriott makes use of a dynamic pricing scheme reasonably than a set award chart.

It is price noting which you could ebook awards with Marriott as much as 60 days prematurely, even whenever you’re brief on factors. That stated, doing so solely confirms the room; it would not lock within the worth you may pay.

Upon getting the factors you might want to verify the reservation, you may pay the award price in impact at the moment. Whereas this might prevent factors if the worth drops, it may result in disappointment for those who put a resort on maintain after which in the end must pay 5,000 and even 10,000 further factors per evening.

This is probably not an enormous deal for a shorter keep, however unfold it throughout a weeklong trip you may see a hefty influence on the ultimate worth.

Fortunately, Marriott nonetheless provides you a free evening everytime you ebook a stick with factors for five nights (or more). Nevertheless, this solely works whenever you use factors for no less than 5 of the nights. You will not be eligible if a kind of 5 nights is roofed with a free evening certificates.

This perk could be stacked, which means that for those who ebook a ten-night award stick with Marriott, you may obtain two free nights, for instance.

Transferring factors with the Marriott Bonvoy Bountiful

You’ll be able to switch Marriott Bonvoy factors to a number of airline companions, and in contrast to Hilton and Hyatt factors, there’s some strong potential when utilizing Marriott factors on this method.

Most Marriott Bonvoy companions have a 3-to-1 switch ratio, so 3,000 Marriott factors will sometimes get you 1,000 airline miles. You may additionally get a 5,000-mile bonus for each 60,000 factors transferred to pick out airways — enhancing the switch price to 2.4:1.

Some notable accomplice airways embrace AeroMexico Membership Premier, Air Canada Aeroplan, Air France-KLM Flying Blue, Avianca LifeMiles and Turkish Airlines Miles&Smiles.

Associated: When does it make sense to transfer Marriott points to airlines?

For extra choices, try our picks for the best hotel cards.

The knowledge for the Hilton Honors American Specific Aspire card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

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For charges and charges of the Amex Bonvoy Bevy, click on here.