United Quest Card review: Full details

The United Quest℠ Card is a superb alternative for people who fly United Airways often and may reap the benefits of advantages like free checked baggage on United flights, precedence boarding and an inflight low cost. This card is a stable alternative for many who frequent United and may preserve observe of advantages to maximise card membership. Card Score*: ⭐⭐⭐⭐

*Card rating relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

The United Quest Card is the proper „in-between“ card for frequent United vacationers. It gives extra perks than the United℠ Explorer Card and a decrease annual payment than the premium United Club℠ Card.

The cardboard lately underwent an overhaul, including a number of new perks, altering a number of others and growing the annual payment to $350. Whereas this might sound like a destructive change, the brand new credit can simply offset this payment should you discover worth in them. The important thing right here is remembering to make the most of them on a month-by-month or annual foundation.

The beneficial credit score for the United Quest Card is no less than 670. Nonetheless, it could be attainable to get accepted with a decrease rating.

This is what you could know concerning the United Quest Card to determine if it is the appropriate match for you.

For a restricted time, new United Quest Card holders can earn 90,000 United MileagePlus miles and 500 Premier qualifying factors after spending $4,000 on qualifying purchases within the first three months from account opening.

Based on TPG’s March 2025 valuations, United miles are price 1.35 cents every, making this provide price $1,215.

This provide is the highest offer we’ve seen on the card in over three years.

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Observe that this provide is just not obtainable to present or earlier cardmembers who acquired a brand new bonus throughout the previous 24 months, and Chase’s 5/24 rule applies.

Associated: The ultimate guide to earning elite status with United cards

The United Quest Card has some helpful perks for normal United flyers who do not essentially need or want the United Club access that comes with the top-tier United Club Card.

Listed below are a number of the prime perks.

TravelBank money

With this card, you may earn $200 in TravelBank money every account anniversary 12 months. TravelBank is a web based account the place United flyers can sustain with flight credit and extra to fund purchases with the service.

This credit score wipes out greater than half of the cardboard’s $350 annual payment.

Low cost on award redemptions

You may obtain one 10,000-mile low cost after your first cardmember anniversary.

As of March 2025, TPG values the ten,000-mile credit score at $135.

You may as well earn a second 10,000-mile credit score after spending $20,000 on the cardboard in a calendar 12 months.

On prime of these perks, United Quest cardholders take pleasure in:

• Free checked baggage: First and second baggage for the cardholder and a companion on the identical reservation*
• Inflight low cost: 25% again on United inflight purchases
• Lodge credit score: As much as a $150 annual assertion credit score on pay as you go reservations made by means of Famend Lodges and Resorts every account anniversary 12 months
• JSX credit score: As much as $150 in annual assertion credit on JSX flight purchases made every account anniversary 12 months
• PQP increase: A 1,000-PQP increase is utilized annually (this may seem in your MileagePlus account between February and April, starting in 2026)
• PQP earnings: Earn as much as 18,000 PQPs per calendar 12 months (1 PQP for each $20 you spend on purchases may be utilized towards your Premier standing qualification, as much as the Premier 1K degree; the edge on this perk was doubled within the card’s current overhaul)
• Precedence boarding
• Rental automotive credit score: As much as $40 every for the primary two Avis or Price range automotive leases booked by means of United Vehicles every account anniversary 12 months
• Instacart credit score: One $10 and one $5 month-to-month Instacart credit score, plus a three-month complimentary Instacart+ membership (ends Dec. 31, 2027)
• Journey-hailing credit score: As much as $8 in month-to-month assertion credit for ride-hailing companies, plus a bonus of $4 (for a complete of $12) in December
• TSA PreCheck/International Entry credit score: As much as $120 each 4 years
• Journey and buy protections

*It’s essential to use your Quest Card to pay on your ticket to examine your baggage at no cost — together with the taxes and costs you pay whenever you ebook award tickets with miles.

Additionally, should you spend $40,000 on the cardboard in a calendar 12 months, you may obtain two international Economic system Plus seat upgrades.

This has change into a laundry record of credit protecting all the things from grocery supply to rental vehicles and lodge reservations, but it surely additionally helps outweigh the United Quest Card’s greater annual payment.

A few of these perks can be simpler to make use of than others. As an illustration, should you do not frequent Avis or Price range for automotive leases or see your self reserving with JSX, these advantages might be tougher to maximise. Others, just like the Instacart credit and the lodge profit, might be extra invaluable for cardholders.

Normally, should you fly United repeatedly, you may admire the credit and free checked baggage this card gives. And should you’re chasing United standing, the additional PQPs this card earns will fast-track your progress.

Associated: Airline baggage fees: How much it costs to check a bag on major US airlines

On prime of United purchases, the United Quest Card earns bonus miles in a number of classes. With this card, you may earn:

• 8 miles per greenback spent on United flights
• 5 miles per greenback spent on lodge stays booked by means of Famend Lodges and Resorts
• 3 miles per greenback spent on all different United purchases
• 2 miles per greenback spent on different journey purchases
• 2 miles per greenback spent on dining and choose streaming purchases
• 1 mile per greenback spent on all other purchases

The United Quest Card earns bonus miles on normal journey and eating purchases, in addition to on United spending. Nonetheless, you may discover related or higher earnings for these classes on different journey playing cards.

Associated: The best credit cards to use for United flights

You should use your United MileagePlus miles to ebook flights on United or its partners like Air Canada, Lufthansa and Singapore Airlines. Amongst your choices are reserving home routes on United for as little as 5,000 miles and utilizing a bigger chunk of miles to fly enterprise class to Asia on All Nippon Airways.

In the event you can make the most of United’s distinctive Excursionist Perk, you may get much more worth out of your MileagePlus miles.

You may as well redeem your miles for nonflight objects, together with United Membership memberships, inflight Wi-Fi purchases, TSA PreCheck, automotive leases and lodge stays.

Moreover, you’ll be able to transfer your miles to Marriott Bonvoy, however you may get a decrease worth out of your miles with any of those choices than you’d should you used them to ebook flights.

Andrea Rotondo, TPG’s director of content material operations, lately redeemed 6,000 United miles for a one-way financial system flight between Frankfurt and Vienna.

Low-cost mile redemptions aren’t simply restricted to home flights; you too can safe implausible offers on worldwide journeys. Rachel Craft, a factors and miles author at TPG, redeemed 88,000 United miles for a one-way business-class ticket to Antananarivo, Madagascar, from Denver on Ethiopian Airways. That flight would have ordinarily value her round $9,000 if she paid with money.

Associated: How to redeem miles with the United MileagePlus program

If you need extra United perks or cannot justify the annual payment on the United Quest Card, one among these playing cards could also be a greater match:

• If you need United Membership entry: The United Club Card gives much more United advantages. It has the next annual payment of $695, however the United Membership membership is price as much as $750, so this one perk justifies the cardboard’s annual payment. The cardboard additionally comes with greater incomes charges on United purchases. To be taught extra, take a look at our full review of the United Club Card.
• If you need extra versatile rewards: The Chase Sapphire Preferred® Card has related bonus classes and lets you switch your Chase Final Rewards factors to United or any of Chase’s different switch companions. Plus, it comes with a decrease annual payment of $95. To be taught extra, take a look at our full review of the Chase Sapphire Preferred.
• If you need United advantages for a decrease annual payment: The United Explorer Card earns bonus miles on United purchases. It features a free checked bag for you and a companion however is cheaper to carry, coming with a $0 introductory annual payment for the primary 12 months, then $150 afterward. To be taught extra, take a look at our full review of the United Explorer Card.

For extra choices, browse our full lists of best airline credit cards and best travel credit cards.

Associated: United Quest vs. United Club: Bigger is better

The United Quest Card gives a number of advantages for United vacationers and a number of journey perks to make the most of annually. In the event you’re a frequent United flyer keen to maximise this suite of advantages, this card might be an excellent alternative for you.

That being mentioned, anybody wanting complimentary airport lounge access or more flexible rewards would possibly select a distinct route.

Apply right here: United Quest Card