5 reasons to get the Hilton Honors Amex Surpass card

Hotel cobranded credit cards serve a really particular viewers. In spite of everything, when you aren’t a daily customer to the lodge chain in query, there most likely is not a lot purpose to get its bank card.

However on the flip facet, some lodge playing cards are higher than others, particularly in the case of additional advantages that come in useful throughout stays on the chain’s properties.

The Hilton Honors American Express Surpass® Card, with an annual charge of $150 (see rates and fees), is a superb instance of a cobranded lodge bank card that actually provides worth to a daily Hilton visitor. It comes with stable incomes potential and gives a stage of elite standing that may vastly improve your stays at Hilton properties.

These are the highest 5 causes to contemplate getting the Hilton Honors Amex Surpass card.

New Hilton Honors Surpass cardmembers can earn 130,000 factors plus a free evening reward after spending $3,000 in purchases within the first six months of cardmembership. This provide ends on April 29.

Primarily based on TPG’s March 2025 valuations, these bonus factors are price $780. That is not considering the worth of the free evening reward.

Since Hilton has greater than 8,000 properties worldwide, these bonus factors can be utilized for a lot of purchases, akin to a keep on the DoubleTree by Hilton Universal Orlando in Florida or at an all-inclusive in Mexico.

Associated: 7 great ways to use 100,000 Hilton Honors points and a free night reward

In case you keep at Hilton resorts recurrently — and even on a semi-regular foundation — there are only a few playing cards with a return pretty much as good because the Hilton Honors Surpass.

You will earn 12 factors per greenback spent on all eligible Hilton purchases (together with eligible expenses made to your room throughout your keep). As of March 2025, TPG values Hilton Honors factors at 0.6 cents every, so that you’re successfully getting an over 7% return on Hilton stays when utilizing this card.

You will additionally get:

Associated: Is the Hilton Surpass Amex card worth the annual fee?

Hilton Gold elite status may be very priceless, offering:

• An 80% bonus on factors earned for Hilton stays
• Room upgrades at most manufacturers (excluding suites)
• A every day meals and beverage credit score (at U.S. resorts solely) or continental breakfast (at non-U.S. resorts)
• Elite rollover nights

The Hilton Surpass additionally comes with the flexibility to improve to Hilton Honors Diamond standing when you spend $40,000 on it in a calendar yr (phrases apply). That mentioned, when you’re actually available in the market for Diamond standing, chances are you’ll be higher off with the Hilton Honors American Express Aspire Card because it provides complimentary Diamond standing (phrases apply).

Moreover, cardmembers get complimentary National Car Rental Emerald Club Executive status. This will get you Govt Space Entry for full-size reservations and above within the U.S. and Canada, assured upgrades and no second-driver charges. (Enrollment is required within the Emerald Membership Program; phrases apply.)

The knowledge for the Hilton Amex Aspire card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Associated: The award traveler’s guide to Hilton Honors

You can also make your factors go rather a lot additional when you’ve got the Hilton Honors Surpass.

Because the card provides you complimentary Hilton Gold elite standing, you may make the most of one of many key advantages of standing: a fifth night free on award redemptions. Meaning you will successfully save 20% of your factors on all award stays of 5 nights.

Hilton clearly states in its phrases and situations that this profit solely applies to plain rooms, so premium room redemptions usually are not eligible. However, this generally is a nice possibility to avoid wasting factors on longer stays. Extra phrases could apply.

Associated: Get your fourth or fifth night free on hotel award stays

The Hilton Surpass comes with a quarterly assertion credit score of as much as $50 (as much as $200 per calendar yr) when utilizing your card for Hilton purchases.

Eligible purchases embody these made instantly with a Hilton property, together with room charges and incidental expenses (akin to room or spa service), so this may be an effective way to deal with your self to a pleasant dinner or get a therapeutic massage.

In case you usually pay out of pocket for extras, this generally is a good option to offset the Hilton Surpass card’s annual charge.

Associated: The best hotel credit cards

To study extra, learn our full review of the Hilton Honors Surpass.

Apply right here: Hilton Honors Surpass Card

For charges and costs of the Hilton Honors Surpass card, click on here.