The IHG One Rewards Premier Credit Card presents a spread of helpful advantages, resembling automated Platinum Elite standing, every fourth night free once you redeem IHG points for a keep of 4 nights or extra, and as much as $50 United TravelBank Money every calendar yr. However one profit rises above the remainder and successfully pays for the cardboard’s annual payment in itself: the account anniversary evening certificates. Let’s dive in.
IHG anniversary evening certificates
Yearly on the anniversary of opening your IHG One Rewards Premier Credit score Card, you will obtain a certificates for a one-night keep at a property with some extent redemption worth of 40,000 factors or much less. TPG’s March 2025 valuations peg the worth of 40,000 IHG factors at $200 — greater than double the IHG One Rewards Premier Credit score Card’s $95 annual payment. So you possibly can successfully rating greater than sufficient worth to cowl the cardboard’s annual payment simply by redeeming your anniversary evening certificates every year.
One among my favourite motels to make use of an IHG anniversary evening certificates at is the Kimpton De Witt in Amsterdam. Throughout shoulder and off-season, you possibly can typically discover award nights bookable for round 40,000 factors. For instance, for a keep on Dec. 2, I may redeem 40,000 factors or pay $282.91 for a reservation that I can cancel at no cost up till a day earlier than my keep.
In fact, you could possibly use an IHG anniversary evening certificates in loads of different methods. No matter how you utilize it, you will probably get at the least $99 in worth. For instance, staying at an airport lodge earlier than an early-morning flight or after a late-night arrival will probably value you greater than $99, even when it prices fewer than 40,000 factors. It’s also possible to add factors out of your account to make use of the anniversary evening certificates at dearer properties if you cannot discover something to your liking inside the 40,000-point restrict.
You should redeem your anniversary evening certificates and full your keep inside 12 months of when IHG points the certificates.
Associated: Why you should get (and keep) the IHG One Rewards Premier Credit Card
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Backside line
I really like my IHG One Rewards Premier Credit score Card. Between the welcome provide, ongoing perks and anniversary evening certificates, I am all the time getting some type of worth out of it. (Talking of the welcome provide, for a restricted time, new cardmembers can earn 170,000 bonus factors after spending $4,000 within the first three months from account opening.) However the anniversary evening alone takes makes it a profitable alternative. When used successfully, a single evening’s keep at an IHG property allows you to earn your annual payment again twice over in worth.
To study extra, see our IHG One Rewards Premier Credit Card review.
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