One Key Card overview
The One Key™ Card (see rates and fees) is a no-annual-fee providing that comes with respectable earnings charges and a few distinctive advantages with Expedia’s OneKey journey rewards program. In case you use Expedia and its affiliated companies steadily, the cardboard might make sense for you. Card score*: ⭐⭐⭐
*Card rating is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
One Key is a loyalty program from Expedia, Lodges.com and Vrbo. It is free to affix and permits vacationers to earn rewards for his or her purchases throughout all three journey apps, the primary rewards program of its sort.
The One Key Card is a pared-down model of the $99-annual-fee One Key+™ Card (see rates and fees). Nevertheless, given its earnings charges, it might nonetheless be a match for some potential cardholders. It has no annual charge and a advisable credit score of 670.
Here is what else it’s worthwhile to know.
One Key Card execs and cons
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One Key Card welcome provide
With the One Key Card, new cardholders can earn $400 in OneKeyCash™ after spending $1,000 on purchases within the first three months of account opening. That is an elevated, limited-time provide, so we recommend making use of now in case you’re within the card.
It is essential to notice that OneKeyCash isn’t, in actual fact, redeemable for money, and can only be used with Expedia, Lodges.com and Vrbo. Nonetheless, this welcome provide supplies respectable worth for individuals who use the platform typically and is comparatively simple to earn for a lot of vacationers.
Associated: The best credit card welcome offers
One Key Card advantages
The One Key Card is comparatively brief on advantages, however you’ll get automated Silver tier standing within the One Key rewards program, which incorporates financial savings of 15% or extra on over 10,000 resorts worldwide. You will unlock Gold standing after spending $15,000 or extra per calendar 12 months.
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For frequent vacationers, the cardboard affords just a few journey protections, together with trip cancellation and interruption protection, an auto rental collision damage waiver and journey accident insurance coverage.
The cardboard additionally supplies mobile phone safety whenever you pay your month-to-month invoice with the One Key Card. Cardholders rise up to $1,000 in safety towards harm or theft and are topic to a $25 deductible.
Similar to most different journey bank cards, the One Key Card has no overseas transaction charges.
Once more, the One Key+ Card will win out on the advantages entrance for many customers, however this card could make sense if you wish to keep away from paying an annual charge.
Incomes rewards with the One Key Card
With the One Key Card, you may get 3% again in OneKeyCash on Expedia, Lodges.com and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, dining and meals supply and 1.5% in OneKeyCash on other purchases.
These are stable earnings charges with some good bonus classes, but it surely’s value noting that you simply will not be capable to use your rewards outdoors of Expedia, Lodges.com and Vrbo redemptions.
Associated: Best travel cards of 2025
Redeeming rewards with the One Key Card
As soon as once more, OneKeyCash isn’t, in actual fact, redeemable for money, and might solely be used at Expedia, Lodges.com and Vrbo.
In case you typically guide journey via a kind of websites, this card could make sense for you. In any other case, although, you may get extra worth from a distinct travel rewards credit card.
Which playing cards compete with the One Key Card?
In order for you further journey perks or extra versatile rewards, it’s possible you’ll wish to select one among these playing cards as an alternative.
For extra choices, see our record of the best hotel credit cards.
Associated: Marriott Bonvoy Bold vs. Marriott Bonvoy Boundless
Is the One Key Card value it?
Most vacationers will need extra versatile rewards than OneKeyCash, which may solely be redeemed with Expedia, Lodges.com and Vrbo. However in case you do not thoughts that side of the One Key Card, it is a stable no-annual-fee providing that may rack up rewards comparatively simply.
Backside line
In order for you a card that earns rewards with Expedia, Lodges.com and or Vrbo and has an easy-to-earn welcome provide besides, you simply discovered it.
It isn’t essentially the most beneficial journey card on the market, however the One Key Card will make sense for shoppers who wish to make use of these platforms with out having to fret about paying an annual charge.
Apply right here: One Key Card
For charges and charges of the Hilton Honors Amex, click on here.
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