The easiest credit card welcome offers to earn

Welcome bonuses are sometimes one of many main promoting factors when searching for out a brand new rewards credit card. Card issuers supply these bonuses to entice new clients and promote spending on their new playing cards.

The most effective welcome provides are value a whole lot of {dollars} (and some are even over $1,000), both within the type of cash back or travel rewards, relying on the kind of bank card you select. Nevertheless, these bonuses are sometimes accompanied by spending thresholds of $3,000 or extra that you should hit inside the first few months of getting the cardboard.

Fortunately, there are a number of welcome provides obtainable proper now which are a lot simpler to earn. I will stroll you thru welcome bonuses which have a spending requirement of $2,000 or much less. Whereas this is not an exhaustive listing, these are the best overall credit cards that also have easy-to-earn bonuses.

Associated: The best credit card welcome bonuses currently available

*Welcome supply worth is decided utilizing TPG’s November 2024 valuations and isn’t supplied by nor reviewed by the issuer.

The data for the AAdvantage Aviator Pink World Elite Mastercard and the Frontier Airways World Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

The most effective no-annual-fee playing cards available on the market is the Chase Freedom Unlimited.

Annual charge: $0

Welcome bonus: Earn a further 1.5% money again on every thing you purchase (on as much as $20,000 spent within the first 12 months), a worth of as much as $300 money again.

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Why I prefer it: The Chase Freedom Limitless earns 5% money again on journey booked by way of Chase Travel℠, 5% money again on Lyft rides by way of March 2025, 3% money again on dining at eating places (together with takeout and eligible supply providers) and at drugstores and 1.5% money again on every thing else.

It is an ideal card for nonbonused spending — particularly when you even have a card that earns Chase Ultimate Rewards factors, such because the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card.

You possibly can pair the Chase Freedom Limitless with any of these three Chase credit cards to convert your cash back into valuable Ultimate Rewards points. You possibly can then use them to guide journey by way of Chase Journey with a redemption bonus or transfer to partners for doubtlessly even more value.

To study extra, take a look at our full review of the Chase Freedom Unlimited.

Apply right here: Chase Freedom Unlimited

With its rotating 5% quarterly classes (a $1,500 spending cap applies per quarter; activation required), the Chase Freedom Flex is a strong card to have in your pockets.

Annual charge: $0

Welcome bonus: Earn $200 money again after spending $500 on purchases within the first three months from account opening.

Why I prefer it: The Chase Freedom Flex is exclusive as a result of it earns 5% cash back across quarterly rotating categories after activation. There’s a $1,500 cap on purchases throughout mixed bonus classes every quarter, however that also means you may earn as much as $300 in bonus money again every year.

Classes are random all year long, however widespread classes like eating, groceries and fuel stations happen often. You will additionally get 5% money again on journey booked by way of Chase Journey, 5% money again on Lyft rides by way of March 2025 and three% money again on eating at eating places (together with eligible supply and takeout) and at drugstores.

To study extra, take a look at our full review of the Chase Freedom Flex.

Apply right here: Chase Freedom Flex

For many who fly United every now and then, the no-annual-fee United Gateway Card is value contemplating.

Annual charge: $0

Welcome bonus: Earn 20,000 bonus miles after spending $1,000 on purchases within the first three months from account opening.

Why I prefer it: United’s entry-level cobranded bank card provides a easy strategy to earn United miles throughout a number of bonus classes. You will earn 7 miles per greenback spent on United flight purchases (5 miles per greenback spent on fares as a United MileagePlus member, plus 2 miles per greenback spent as a cardholder), 3 miles per greenback spent on resort stays booked by way of United Resorts, 2 miles per greenback spent on all different United purchases, fuel stations and native transit and commuting (together with ride-hailing providers, taxicabs, prepare tickets, tolls and mass transit) and 1 mile per greenback spent on every thing else.

Moreover, you may earn 25% again on all inflight purchases and Membership premium drink purchases, and the cardboard comes with trip cancellation and interruption insurance. It is a stable possibility for rookies trying to earn United miles with out paying an annual charge.

You may also earn 5,000 bonus miles after including a licensed consumer to your account inside three months of account opening.

To study extra, take a look at our full review of the United Gateway Card.

Apply right here: United Gateway Card

Many cobranded resort playing cards include exorbitant annual charges; the IHG One Rewards Traveler card is an exception.

Annual charge: $0

Welcome bonus: Earn 100,000 bonus factors after spending $2,000 on purchases within the first three months from account opening.

Why I prefer it: If you need a no-annual-fee resort bank card, there’s a lot to love in regards to the IHG One Rewards Traveler Card. You will earn 5 factors per greenback spent on IHG stays with the cardboard. You will additionally earn 3 factors per greenback spent on fuel stations, month-to-month payments (together with utilities, web, cable, cellphone providers and choose streaming providers) and restaurant purchases (together with takeout and eligible supply).

You will additionally get the fourth-award-night-free benefit once you redeem IHG One Rewards factors. With this profit, you’ll be able to pay zero factors for each fourth night time on an award keep of three nights or longer.

To study extra, take a look at our full review of the IHG One Rewards Traveler Credit Card.

Apply right here: IHG One Rewards Traveler Credit Card

Followers of Delta Air Strains will recognize the advantages that the Delta SkyMiles Gold card provides.

Annual charge: $0 introductory annual charge for the primary 12 months, then $150

Welcome bonus: Earn 50,000 bonus miles after spending $2,000 on purchases inside the first six months of cardmembership.

Why I prefer it: The Delta SkyMiles Gold Amex is an entry-level bank card within the Delta SkyMiles program. You will earn 2 miles per greenback spent on Delta purchases, eating at eating places (together with takeout and supply within the U.S.) and groceries at U.S. supermarkets, plus 1 mile per greenback spent on different eligible purchases.

The cardboard comes with a number of elitelike advantages, together with your first checked bag free and Zone 5 precedence boarding on Delta flights. You may also earn a $200 Delta flight credit score after spending $10,000 in a calendar 12 months.

If you’re an off-the-cuff Delta flyer or a beginner just getting into points and miles, this can be a nice card to think about.

To study extra, take a look at our full review of the Delta SkyMiles Gold American Express Card.

Apply right here: Delta SkyMiles Gold American Express Card

Hilton followers on the lookout for a no-annual-fee Hilton card are in luck: There’s an possibility obtainable to them within the Hilton Honors Amex Card.

Annual charge: $0

Welcome bonus: Earn 100,000 bonus factors after spending $2,000 on purchases inside the first six months of cardmembership. This supply ends Jan. 8, 2025.

Why I prefer it: The Hilton Honors Amex is a no-annual-fee, entry-level card within the Hilton Honors resort program. You will earn 7 factors per greenback spent on eligible Hilton purchases, 5 factors per greenback spent on eating at U.S. eating places (together with takeout and supply), groceries at U.S. supermarkets and fuel at U.S. fuel stations and three factors per greenback spent on different eligible purchases.

That could be a 4.2% return on Hilton stays and a 3% return on eating at U.S. eating places, U.S. supermarkets and U.S. fuel stations, per TPG’s November 2024 valuations.

The cardboard additionally comes with a number of stable perks, together with complimentary Hilton Silver elite status and the possibility to earn Gold standing by way of the tip of the following calendar 12 months after spending $20,000 in a calendar 12 months.

To study extra, take a look at our full review of the Hilton Honors American Express Card.

Apply right here: Hilton Honors American Express Card

AAdvantage Aviator Pink World Elite Mastercard

This card has one of many best welcome provides to earn on any card available in the market, so even when you’re not a fan of American Airways, it is best to contemplate the AAdvantage Aviator Pink Mastercard.

Annual charge: $99

Welcome bonus: Earn 60,000 bonus miles after making your first buy and paying the annual charge in full inside the first 90 days of account opening.

Why I prefer it: The AAdvantage Aviator Pink makes it straightforward to earn a variety of miles. It additionally provides elitelike perks, resembling your first checked bag free on home American Airways itineraries for the first cardmember and as much as 4 companions on the identical reservation, most well-liked boarding for the first cardmember and as much as 4 companions on the identical reservation and as much as $25 again as assertion credit (each anniversary 12 months) for inflight Wi-Fi — notable perks when you’re a frequent American Airways flyer.

Even when you’re not an American Airways loyalist, you could as effectively go for it since this card’s welcome supply is really easy to earn. The miles you earn can be utilized to guide flights with partner airlines.

You will earn 2 American Airlines AAdvantage miles for each greenback spent on eligible American Airways purchases and 1 mile on all different purchases.

Be taught extra: AAdvantage Aviator Red World Elite Mastercard

Financial institution of America could not get the identical degree of consideration as American Specific, Chase and Capital One, however playing cards just like the Travel Rewards card nonetheless deserve your consideration.

Annual charge: $0

Welcome bonus: Earn 25,000 bonus factors after spending $1,000 on purchases within the first 90 days of account opening.

Why I prefer it: You will earn a vast 1.5 factors per greenback spent on all purchases. These factors might be redeemed for a hard and fast worth for journey or eating purchases.

Plus, you’ll be able to supersize your incomes potential in case you are a member of the Bank of America Preferred Rewards® program. On the highest degree, you may earn as much as 75% extra factors on each buy (which means roughly 2.63 factors per greenback spent on each buy). For no annual fee and an easy-to-hit welcome bonus, that is a robust return.

To study extra, take a look at our full review of the Bank of America Travel Rewards credit card.

Apply right here: Bank of America Travel Rewards credit card

Frontier Airways World Mastercard

Frontier Airways will not be everybody’s favourite airline, however the Frontier Airways World Mastercard supplies a variety of worth.

Annual charge: $99

Welcome bonus: Earn 50,000 miles after spending $500 on purchases and paying the annual charge in full, each inside 90 days of account opening.

Why I prefer it: On high of the easy-to-earn welcome bonus, the Frontier Airways World Mastercard provides instantaneous Elite Gold status with the airline after you make your first buy along with your card inside 90 days of account opening. Plus, the cardboard comes with advantages like priority boarding and premium seating at check-in.

Including onto its perks, the cardboard provides incomes towards elite standing (1 elite standing level per greenback spent), in addition to two free checked baggage on eligible flights and an award redemption charge waiver once you use your card to pay associated taxes and costs on a redemption.

With the Frontier Airways World Mastercard, you may earn 5 miles per greenback spent on eligible purchases at flyfrontier.com, 3 miles per greenback spent on eligible restaurant purchases and 1 mile per greenback spent on every thing else.

You will even have the flexibility to earn a $100 flight voucher when you spend at the very least $2,500 along with your card throughout the cardmembership 12 months. These are all robust advantages for Frontier flyers for a $99 annual charge.

Be taught extra: Frontier Airlines World Mastercard

If flexibility is what you need, the Bank of America Customized Cash Rewards card could enchantment to you.

Annual charge: $0

Welcome bonus: Earn a $200 on-line money rewards bonus after spending $1,000 on purchases within the first 90 days of account opening.

Why I prefer it: The Financial institution of America Custom-made Money Rewards card helps you to customise your rewards construction. You will earn 3% money again on the class of your selection, plus 2% money again on grocery shops and wholesale golf equipment (for the primary $2,500 in mixed selection class/grocery retailer/wholesale membership purchases every quarter, then 1%). All different purchases earn 1% money again.

Your choices for the three% class are gas and electrical car charging stations, on-line buying/cable/web/cellphone plans/streaming, dining, journey, drugstores/pharmacies or dwelling enchancment/furnishings.

Similar to the Financial institution of America Journey Rewards bank card, being a member of the Most popular Rewards program means you may earn much more cash back on each buy.

To study extra, take a look at our full review of the Bank of America Customized Cash Rewards credit card.

Apply right here: Bank of America Customized Cash Rewards credit card

Are you eligible for a welcome bonus?

Not everyone seems to be eligible for a bank card welcome supply. Every issuer has its personal algorithm relating to once you’re capable of earn a bonus.

American Specific, for instance, limits you to one welcome offer per card, per lifetime. So, when you’ve ever had sure playing cards previously (even when it was a very long time in the past), you will not be eligible to earn a welcome supply now. Amex additionally has a four-card restrict on client bank cards.

Fortunately, Amex additionally has a software on its web site that can notify you earlier than making use of whether or not you’re eligible for the welcome supply on a selected card.

You will need to take note of the supply particulars for every bonus to make sure you can benefit from the welcome bonus alternative.

Associated: The ultimate guide to credit card application restrictions

Associated: Got a new credit card? Here are 4 tips to help you earn your welcome bonus

For charges and costs of the Delta SkyMiles Gold Amex card, click on here.
For charges and costs of the Hilton Honors Amex card, click on here.