Wyndham Rewards Earner Plus card review: Full details

*Card rating is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Within the aggressive resort panorama, Wyndham is probably not the primary identify you consider, however they’ve some glorious resort choices and a household of cobranded bank cards to match.

With an annual price of $75, the Earner Plus card lands simply above the entry-level Wyndham Rewards Earner card. Even for those who do not continuously keep at Wyndham properties, you’ll be able to nonetheless profit from the cardboard’s automated elite standing and award redemption reductions.

The advisable credit score for this card is at the least 670. Nevertheless, it’s attainable to get authorized with a decrease rating.

Let’s look at whether or not the Wyndham Rewards Earner Plus card deserves a spot in your pockets.

The data for the Wyndham Rewards Earner Plus card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Primarily based on TPG’s January 2025 valuations, this bonus provide is price $495. Given how low the spending requirement is, it is a unbelievable worth for the variety of factors you may earn.

Every day E-newsletter

Reward your inbox with the TPG Every day e-newsletter

Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists

We have beforehand seen a suggestion on this card for 75,000 factors, so it might be price ready for a better provide if you do not have a deliberate Wyndham keep any time quickly.

It is essential to notice that Barclays might be inquiry-sensitive, so I like to recommend being underneath 6/24 earlier than applying for this card. In different phrases, you must have 5 or fewer onerous inquiries in your credit score report prior to now 24 months earlier than making use of for the Wyndham Rewards Earner Plus.

Associated: Book low-end or luxury hotels to get the best value from your points

The Wyndham Rewards Earner Plus comes with automated Wyndham Platinum standing. This status level grants perks like free Wi-Fi, early check-in and late checkout, most popular room choice, bonus factors on stays and automobile rental upgrades at Avis and Funds.

Wyndham Rewards Platinum standing alone might simply be well worth the $75 annual price the cardboard holds. Along with the automated Platinum standing, the cardboard gives:

• Anniversary bonus factors: Earn 7,500 bonus factors every anniversary after you pay the annual price, price $83 based on TPG’s January 2025 valuations
• Low cost on paid and award stays: Earner Plus cardmembers obtain entry to a particular cardmember fee on stays paid with money and a ten% low cost on Go Free award stays
• No overseas transaction charges

Associated: The ultimate guide to earning and redeeming Wyndham Rewards

• 6 factors per greenback on Wyndham accommodations and gas
• 4 factors per greenback on dining and at grocery stores (excludes Walmart and Goal)
• 1 level on all different purchases (excluding Wyndham Trip Membership down funds)

Primarily based on TPG’s January 2025 valuations, these charges equate to a 6.6% return on Wyndham and fuel purchases, 4.4% on eating and grocery purchases and 1.1% on all different purchases.

These are nice earnings for Wyndham stays and fuel; nonetheless, some playing cards earn higher in everyday categories, reminiscent of eating at eating places and U.S. supermarkets, just like the American Express® Gold Card (topic to spending caps).

With the Wyndham Earner Plus card, you’ll be able to redeem your factors for stays, fuel, airline tickets, tickets and experiences, gift cards, merchandise, charitable donations, excursions and actions and AARP membership.

Probably the most precious solution to redeem factors is for Wyndham resort stays.

Wyndham is without doubt one of the few resort manufacturers that also makes use of a hard and fast award chart and never dynamic pricing, which means you’ll be able to nonetheless get outsize worth. There are not any blackout dates for Wyndham properties.

Wyndham gives two sorts of redemptions: Go Quick and Go Free. Go Free makes use of factors to e-book the entire price of the room, and Go Quick makes use of a mixture of factors and money. Cardholders will obtain a ten% low cost on all Wyndham Go Free resort redemptions.

Go Free award nights are priced in three tiers: 7,500, 15,000, and 30,000 factors per night time. Increased-end properties and properties booked throughout peak-season journey will usually price 30,000 factors per night time.

Go Quick award nights are priced in three tiers, beginning at 1,500, 3,000 and 6,000 factors per night time plus money.

TPG senior factors and miles author Katie Genter says, „[I’ve] used Wyndham factors for 15,000-point nights in Hawaii and seven,500-point nights in South Korea, together with on the gorgeous island of Jeju. I’ve additionally gotten glorious worth redeeming for Vacasa stays, though that is harder to do now with the decrease cap on the typical price per bed room for 15,000-point nights.“

You can too use your factors to e-book a Wyndham Trip Membership keep beginning at 7,500 factors per bed room per night time. As a cardholder, your factors will also be used to e-book Caesars Rewards properties, Vacasa trip leases, Landal GreenParks and reservations on Cottages.com.

Wyndham timeshare house owners can use factors to cowl upkeep charges by changing them to Upkeep {Dollars}. Caesars properties price 15,000 to 30,000 Wyndham factors per bed room per night time. Sure blackout dates apply.

Vacasa trip leases can solely be booked with Wyndham factors if the typical nightly price, inclusive of all charges, is underneath $500. You will pay 15,000 factors per bed room per night time for leases with a mean nightly fee underneath $250 and 30,000 factors per bed room per night time for leases with a mean nightly fee between $250.01 and $500.

Wyndham has a stable listing of airline transfer partners. Nevertheless, you usually obtain higher worth if you redeem your factors for Wyndham stays than if you switch them to companions.

Wyndham has 9 complete airline switch companions, together with Air Canada Aeroplan miles, Avianca LifeMiles, Frontier Airways Frontier Miles, Turkish Airlines Miles&Smiles and United MileagePlus miles.

All factors are transferred at a 5:1 ratio; you will need to switch at the least 6,000 factors. This implies 6,000 Wyndham factors are equal to 1,200 associate factors. Given this switch ratio, I strongly suggest avoiding this as a redemption methodology.

Associated: Should you transfer hotel points to airline partners?

• In the event you choose no annual price: The Wyndham Rewards Earner® Card is the little brother of the Earner Plus and has no annual price. It gives perks like automated Wyndham Gold standing and earns 5 factors per greenback on Wyndham stays and fuel. You will nonetheless obtain reductions on award and money stays. To study extra, take a look at our full review of the Wyndham Rewards Earner card.
• In the event you choose to earn versatile foreign money: The Capital One Venture Rewards Credit Card earns at the least 2 miles per greenback on all purchases, comes with a World Entry/TSA PreCheck price credit score and has a $95 annual price (see rates and fees). Capital One miles might be transferred to Wyndham. To study extra, take a look at our full review of the Capital One Venture Rewards.
• In the event you choose a enterprise card and better standing: The Wyndham Rewards Enterprise Earner® Card comes with complimentary Wyndham Diamond standing. The cardboard additionally earns 15,000 bonus factors after every cardmember anniversary and comes with reductions for award and money stays. To study extra, take a look at our full review of the Wyndham Business Earner.

For added choices, take a look at our full listing of the best hotel credit cards.

The data for the Wyndham Rewards Earner card and Wyndham Rewards Enterprise Earner card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Associated: How to choose a hotel credit card

Associated: Best hotel rewards programs in the world: Which one is right for you?